Payability Ranked in the Top 100 on the 2019 Inc. 5000!

The 2019 Inc. 5000 annual guide of the 5,000 fastest-growing privately held companies in the United States is out. This year we made our debut. Payability earned the rank of the 97th fastest-growing private company in America and the 6th fastest-growing privately-owned finance company in the country. We were also ranked 13th in New York City and 11th in New York state making us one of the top 100 fastest-growing private companies in the country and one of the top 20 in our region. We are especially thrilled to make the top 10 list of fastest-growing finance companies and to be among such impressive corporations overall.

While we couldn’t be more excited to be recognized by Inc. 5000, we aren’t one to shine the spotlight on ourselves. Companies on the 2019 Inc. 5000 were ranked according to percentage revenue growth from 2015 to 2018. We really owe our 3,350% growth to the dedication and ingenuity of our customers. When our customers grow, we grow. So the real reason we break out the confetti and pop champagne is to celebrate the amazing Amazon and e-commerce entrepreneurs we finance every day.

Our journey has been unique and often nonlinear. But, our ultimate goal has always been, and always will be, getting cash into the hands of entrepreneurs. Payability began in 2015 as a financing solution for ad networks and app developers that get paid on 60-90 day terms. In 2016, we found that businesses selling on Amazon needed to increase cash flow in order to keep up with consumer demand. Instant Access was born and Payability set out to create financing solutions designed for the unique needs of e-commerce businesses. Since then we introduced Instant Advance, the Payability Seller Card, service 8+ marketplaces and advanced over $1.5 Billion in accelerated payments to e-commerce entrepreneurs.

Now we can truly say that we’ve made our business bigger by helping thousands of entrepreneurs scale their businesses. Many thanks to our customers, employees, partners, investors and friends for making our 2019 Inc. 5000 ranking possible.


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Keith Smith
Keith Smith is the Co-founder and CEO of Payability, a FinTech company that provides financing and payment solutions to eCommerce sellers. Its patented technology utilizes machine learning algorithms to underwrite customers based on sales quality and historical eCommerce performance - rather than simply looking at personal credit scores. Previously, Keith founded and ran multiple startups, including; CyberMortgage, Zango, and BigDoor. Keith lends his time to early-stage startups via Techstars and serves as an adviser, investor, and board member for multiple tech startups.

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