We fuel growing businesses

Payability is a growing NYC-based FinTech company that provides flexible funding solutions to online marketplace sellers. Since 2016 we helped thousands of sellers scale their marketplace businesses by providing them with over $1 Billion in financing.

Payability is a growing fintech company founded and located in New York City. Payability provides flexible financing solutions to small businesses in the digital economy. Since 2016 we helped thousands of sellers scale their marketplace businesses by providing them with over $1 Billion in financing. We’re looking for talented people to join our dynamic team in continuing to drive our rapid growth and bringing friction-free financial products to small businesses.

We currently provide tens of millions of dollars in capital to thousands of Amazon Sellers, but we are not stopping there. We are relentlessly focused on our mission to provide friction-free financing in more ways, in more marketplaces, to thousands of more businesses in the years to come.

Why we do what we do

Our Mission

Payability is a finance and technology firm on a mission to provide friction-free financing to suppliers of digital marketplaces.

We believe that small businesses continue to be the engine that drives the economy forward, but that current financial products are not well-suited to the changing nature of the 21st century economy. As businesses increasingly connect to consumers through digital marketplaces, their cash flow needs have changed.

They need fast, simple and practical financial solutions.

We currently provide tens of millions of dollars in capital to thousands of Amazon Sellers, but we are not stopping there. We are relentlessly focused on our mission to provide friction-free financing in more ways, in more marketplaces, to thousands of more businesses in the years to come.

Our Story

Our founders have a combined 55 years of experience in creating and running adtech marketplaces, so we understand the marketplace/supplier relationship and the challenges each face. We heard concerns regularly from developers and publishers that their payment terms were lengthening. While the receivables were coming in later and later, the payables were due weekly, daily, or even hourly. The result was cash­flow gaps and erratic amounts of working capital for the developers and publishers.

What we believe in

Value our Customer

We know that our product can be the key to our customer’s growth. We prioritize customer satisfaction in everything we do, because their success is our success.

Empowered

We require each other to take ownership and deliver the best results. We hold each other accountable by always asking why and challenging the status quo, because only an empowered team can be an effective team.

Speed

We know that time is money. We take a results-driven approach, rapidly learning and iterating, because as a startup, speed is our primary competitive advantage.

Transparent

We believe that by making data and information easily accessible, we position our customers and ourselves for success. We practice open and frequent communication and broadcast our mistakes, because learnings are only valuable when they are shared.

Engaged

We enjoy the journey and bring out the best in each other. We are committed to our team, because this isn’t a sprint or a marathon, it’s a relay.

Diverse

We believe that great ideas are in all of us, and diverse backgrounds and viewpoints make us all better. We are committed to a work environment where everyone must contribute in order for all of us to succeed.

Our Team

Scott Lynn

Founder

Keith Smith

Co-Founder/CEO

Jim Shook

Chief Marketing Officer

Gregor Siwinski

Chief Technology Officer

Michael Fortugno

VP Finance

Anthony Mansfield

Head of Sales

Sneha Raisinghani

Head of Product Management

Mareike Turner

Head of Client Services

Alex Sklar

Head of Business Development

Nick Ruggieri

CPA Assistant Controller

Russ Cloughen

Account Executive

Mike Reiney

Business Development Associate

Eric Marschhauser

Account Executive

Jake Mahon

Risk Manager

Gina Ciavarelli

People Operations Associate

Pooja Patel

Product Manager

Rebecca Miller

Senior Client Services Associate

Eric Trujillo

Client Services Associate

Wendy Qi

Product Manager

Alex Moore

Growth Accounts Manager

Shreyas Joshi

Machine Learning

Nina Noll

Director of Finance Operations

Megan Nelson

Client Services Associate

Alison Sperling

Director of Marketing

Alex DiPaola

Risk Manager

Victoria Sullivan

Marketing Manager

Nick Arduino

Client Services Associate

Nayan Gokharu

Finance Operations Analyst

Alden Bohrmann

Designer

Michael Kobajlo

Product Manager

Jordan Brown

Finance Intern

Bob

Amazon Seller